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From FragoriaWiki

If you should be nevertheless "on the fence" of a decision between Medicare and Medicare Advantage, perhaps this explanation will help clear the air. Medicare Advantage is also referred to as Part H, and these particular ideas are for sale in all 50 states and offered through Medicare-approved private insurance firms. Along with covering Medicare Part A and Part B, the further benefit of Medicare Advantage plans is they address prescription drugs; but that is not absolutely all. The coverage reaches eyesight, dental, and hearing aids which can be frequently an important importance of seniors.

They do typically have lower "up front" premiums than the normal Medicare programs, but here is the "gotcha;" You need to use certain physicians. Also several Advantage plans have no premiums whatsoever or, at-the very most, just about $25 bucks monthly. To the other hand they do come with co-pays, deductibles, and co-insurance.

So choosing between Medicare with a Medigap supplement or perhaps a Medicare Advantage plan could provide a real problem since there is no right answer and you are the one who must create the last choice. One idea is to review all the "ratings" along with all the strategies based on individual satisfaction, chronic illness, and preventive care by using the useful Medicare Plan Finder which can be found and downloaded at Medicare.gov.

Each Advantage plan has its doctor network which can be more or less telling you that if your caring doctor is not in the Medicare Advantage network, you will not have any coverage. With unique Medicare programs you get to choose your personal doctors., as Read This.